$10T silver tsunami creates opportunity for AI-enhanced employee ownership
2.1M US employer businesses owned by boomers, 48% lack succession plan; service businesses (plumbing, painting, food mfg) are hedged from AI displacement (physical work last to automate) but can leverage AI for revenue growth — automating back-office monotony to free staff for outbound sales and marketing; employee ownership model aligns incentives and preserves community tax base.