Co-founded Razorpay in 2014 after experiencing payment acceptance challenges as a developer; led the company through Y Combinator Winter 2015 as the first Indian startup accepted, scaling to India's largest payments platform processing $180B GMV.
no scored calls yet — needs a stated position or a categorical verdict, with a matured window vs SPY
India's digital payments market has expanded from $60B in 2015 to $180B GMV at Razorpay alone, with regulatory barriers creating deep moats that limit competition and enable long-term compounding.
Heavy personal usage of Claude Code for coding demonstrates product-market fit with technical founders; AI coding agents are enabling founders to return to building and accelerating product velocity.