Oscar Health provides health insurance plans and a technology platform for member engagement and care navigation.
Oscar's single tech platform (first new one since 1972) with 40+ LLMs and 3 agentic AI bots enables consumer-directed healthcare via tools like Ozwell and Lucy marketplace; ICHRA regulatory tailwind expands addressable market from 40M ACA lives to 200M+ including small group, gig workers, and Medicaid transition, with narrow network strategy and risk-adjusted underwriting driving 3.2% cost trends vs 20-30% in traditional markets.